South Carolina health benefits include Medicare supplement policies, Medicare Savings Programs, State Health Insurance Assistance Program, extra financial help for low-income earners on prescription drugs, etc.
Medigap policy is a Medicare supplemental health policy that extends the health insurance services of eligible recipients. This is an additional health plan, on top of Part A and Part B plans. Medigap plan is offered by private health insurance organizations of the state. It covers the deficiencies found in Part A and Part B plans of Medicare. In South Carolina, it is not required for the private insurers to provide a Medicare Supplement plan to the individuals under 65.
The three Medicare Savings Programs, provided by South Carolina include:
Medicaid and Children’s Health Insurance Program offer no-cost or a low-cost health care benefits for qualified children in South Carolina. Under Medicaid and CHIP health plan coverage, children can receive regular check-ups, dental care and immunizations to stay healthy. Other services which they can get include physician visits, prescription medicines, hospital care when they’re ill, and other facilities.
This program provides a subsidy for the recipients of Part D having income under $13,070 or for couples having income below $26,120. Under this plan, the eligible people obtain money towards the prescription drug plan of Medicare. The receivable amount depends on the part of the country you live in. In 2012, the amount of low-income subsidy plan was stated to be $36.15 per month.