South Carolina Long Term Care Insurance

South Carolina Long Term Care

Long Term Care Is Essential For People Who Can Not Perform Activities Of Daily Living (Adl) Such As Dressing, Bathing, Eating, And Toileting For A Long Period Of Time.

Long Term Care Can Be Taken At Any Nursing Home Or At Your Home.

Anyone Suffering From Chronic Diseases, Impairment Of Sense Organs Or Sudden Accidents Need Long Term Care.

South Carolina Long Term Care Insurance Helps To

  • Protect Your Assets And Income During Long Term Illness
  • Helps You To Pay For Your Own Care
  • You Are Not Dependent On Others For Daily Activities

Cost Of South Carolina Long Term Care Insurance

Long Term Care Is Expensive. It Depends On The Amount Of Care You Need And Get.

Long Term Care Insurance Can Pay These Costs. It Compensates Some Or All Of The Cost Of Long Term Services.

Categories Of Long Term Care In South Carolina

The Long Term Care Activities Include From Daily Activities To Full Time Care.

  • Adult Day Care-Adult Day Cares Are Centers For Rehabilitation Of Elderly People Who Need A Protective Shelter. In This Adult Is Taken Care And Assisted During Daytime And Return Home In The Evening.
  • Assisted Living Facilities-These Are Residential Quarters Which Offer Help In Daily Activities For People Who Need Long Term Care. Supervision Of Patients And Medication Management Is Given To People With Chronic Illness Like Parkinson?s And Alzheimer?s Is Also A Part Of Assisted Living Facilities.
  • Continuing Care Retirement Communities-Care Is Given According To The Residential Person?s Needs.
  • Custodial Care-Help In Daily Activities
  • Residential Care-Independent Residential Living With Recreational Activities
  • Skilled Nursing- High Level Care Is Taken With The Help Of Skilled Nurses And Doctor?s Supervision.

South Carolina Long Term Policy Types

Long Term Insurance Policies Are Sold By Private Insurance Companies.

  • Individual Policy
  • Employer Policy
  • Association Policy
  • Continuing Care Retirement Policy
  • Life Insurance Policy
  • Partnership Programs
  • Pooled Benefits