What is South Carolina Medicare?
Medicare is a US government founded health insurance program that was founded in 1965 to help people above 65 years of age to meet their medical expenses. It also provides a cover to certain people with disabilities below the age of 65 and those suffering from terminal kidney ailment like end stage renal disease (ESRD) that requires continuous dialysis or kidney transplant. It is the largest health insurance scheme in the US and covers over 40 million US citizens. It’s administered jointly by the US federal government and the respective state government.
What is the South Carolina Original Medicare Plan?
The original Medicare plan offered by the US federal government, reimburses hospitalization expenses and visit to specialist doctors. Enrollment to the original scheme, denoted by parts A is automatic on attaining the age of 65. Part A provides coverage in the case of hospitalization. It’s free i.e. there’s no need for you to pay any premiums if you’ve contributed to the social security pool for 10 years at least.
Medicare Plan part B
The Medicare part B plan covers physicians’ visits and various other outpatient costs that include physical therapy and equipment. Preventive expenditures like glaucoma testing and physical therapy and prostrate and colon cancer screening is also covered under this plan. The part B plan attracts a monthly premium.
Medicare Plan Part C
This is also known as the Medicare Advantage Plan. It’s a private plan that’s run through the Medicare and is often an alternative to the regular coverage of part A and part B.
Medicare Plan Part D
The Medicare part D is a supplemental insurance plan that covers prescription drugs. This doesn’t come free and have to be subscribed separately from third party service providers. These vary between states. Private insurance service providers are enlisted by the Medicare authorities.